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Cornerstone  (CS Benefits) is a small business that specializes in providing federal agencies and their employees retirement and financial education to maximize the federal benefits available to them. We do this by providing these agencies with comprehensive training briefings, one to one consultations, and overall financial planning for the civil service employee. Agencies that desire assistance in fulfilling their responsibility to employees by providing benefits and retirement financial education programs can rely on CS Benefits to help them to satisfy those requirements.

Our programs focus on providing participants with information on their retirement annuity (CSRS or FERS), Thrift Savings Plan (TSP), Federal Employees Group Life Insurance (FEGLI), Federal Employees Health Benefits (FEHB), Federal Employees Dental and Vision Insurance Program (FEDVIP), Medicare, Social Security, Disability, Federal Long-Term Care Insurance Program (FLTCIP). The CSRS briefing also includes information on the Voluntary Contribution Plan (VCP).

If you need information, want to retire or if you just need a check up to see if you are on track, please contact our office today for a free consultation. Click the link below to submit your request and one of our specialists will get back to you within 24 hours.




Investment advisory services are offered through Wealth Watch Advisors, LLC a SEC registered investment advisor.  Wealth Watch and Cornerstone Direct Financial and Insurance Services, Inc.  are independent from one another.  Please note that registration with the SEC does not denote a certain skill level or guarantee the success of an investment strategy.